Borrowing student loans to pay for college costs is considered to be an investment in yourself. It comes with the responsibility to repay the loans you borrow. Check out our tips & resources for you below.

You must begin repaying your student loans 6 months after you graduate or 6 months after you are no longer enrolled in school.

If you are unable to repay your student loans, contact the Department of Education or your student loan servicer. A loan servicer is a company that collects student loan payments for the Department of Education.

Can’t Repay your Student Loans? You could be eligible for Deferment or Forbearance if you are unable to repay your loans.

There are also several repayment plans that could help lower your monthly payment. Check out the repayment estimator below. Lastly, there are forgiveness programs for borrowers who pursue specific careers. Schedule an appointment with us to learn more.

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Keep track of the student loans you have borrowed by visiting

Loan Servicers

Learn about the role that student loan servicers play in the repayment process and which servicer handles your federal student loans by visiting


Forgiveness, cancellation, or discharge of your loan means that you are no longer required to repay some or all of your loan. Find out more at