Credit is the ability to borrow money from a financial institution or lender. Credit is based on the trust that a borrower will repay what they have borrowed. Lenders use credit reports and credit scores before approving potential borrowers for a loan/credit. A credit report is a report card of how well does a potential borrower pay others back. If a borrower doesn’t pay lenders back, this lowers their credit score and the borrower becomes a risk. Check out our resources on credit.


Understanding Credit Reports

Credit Score?

How do Credit Cards Work?


Request a Credit Report

To request a credit report visit